What is the Access Bank USSD Code? The Access Bank USSD Code is the code provided by Access Bank for a user to be able to perform banking transactions such as sending and receiving money, GoTV and DSTV bill payments, purchase of recharge cards or browsing data and so on with ease and without the need for internet.
Diamond Bank was acquired by Access Bank in 2018 and as a result, Diamond Bank customers have become a part of Access Bank so these codes apply to them too.
This article is about the things a customer can be able to do with the Access Bank Code 901 so as to help in reducing the stress of going to the bank or being stuck in a long queue.
HOW TO OPEN AN ACCESS BANK ACCOUNT
In order to open an Access Bank account, dial *901*0# and follow the onscreen prompts. When done, you’ll have an account number automatically created for you and you’ll be notified of the details through an SMS that will be sent to you. Note that in this sign-up process, account opening forms are not a requirement.
After signing up, a ten-digit NUBAN account number will be generated for you. You can also visit the nearest Access Bank branch and use your mobile phone number to register for a new account.
There is no other method as easy as this as you do not need to use data for anything. However, please note that there is airtime charge when you use ussd codes for banking transactions.
The advantages include; Open an account without completing any form, Save on a daily, weekly or monthly basis at a yearly interest rate of 3.9%, a visit to the bank is also needed in order to perform authentication, BVN linking process, collection and activation of ATM card.
HOW TO REACTIVATE YOUR ACCOUNT
This can be done in just 4 easy steps ;
Simply dial *737*11# on your registered phone number with the Bank.
Enter your BVN (Bank verification number) number
Enter your Account Officer code if you know it. If you don’t, just press 1 to continue
To finish your account reactivation process, initiate and complete an airtime purchase of at least N100.
HOW TO TRANSFER FUND TO Access BANK
Using your registered phone number with Access Bank, dial *901*1*Amount*NUBAN Account Number# (e.g. *901*1*1000*1234567890#) and then follow the on-screen prompts. Please note that your 4-digit pin is required to complete the transaction.
HOW TO TRANSFER FUND TO OTHER BANKS
Dial *901*Amount*NUBAN Account Number# (e.g. *901*1000*1234567890#) from your phone, then authenticate the transfer with your 901 PIN created, hardware token or last four digits of your Access Bank debit card.
You can only do Fund transfer from the registered number with Access Bank and the money is directly deducted from your bank account. The transaction requires the last four digits of your Naira MasterCard (Debit card).
HOW TO LOAD AIRTIME ON YOUR PHONE
To load airtime on your number, simply dial *901*amount# on your phone (e.g. *901*1000#) to buy airtime.
HOW TO LOAD AIRTIME FOR A FRIEND
To send airtime to a third party or to a friend, simply dial *901*Amount*Recipient’s number# (e.g. *901*1000*08023456789#
NOTE – Daily recharge limit is N10,000
HOW TO CHECK ACCOUNT BALANCE OF YOUR ACCOUNT
To check for the account balances on any of your accounts, you can make use of two methods: your registered number or your Bank verification number. Simply dial; *901*00# on your mobile or smartphone and follow the on-screen prompts.
HOW TO CREATE TRANSACTION PIN
You can do this in just 3 easy steps ;
Input 2 to make a transaction attempt
Then, you’ll be able to create your 4-digit PIN
HOW TO GET TOKEN CODE FOR TRANSACTIONS (OTP)
You can now generate a One Time Password (OTP) using *901*4*1# to make a quick transaction on-the-go without your banking token. Please note that token is valid for 120 seconds only.
HOW TO WITHDRAW CASH WITHOUT YOUR DEBIT CARD
To withdraw cash without your Access Bank card, simply dial *903# from your phone. Then choose ATM Withdrawal option, insert the amount you want to withdraw, finally enter pin to validate a transaction. A code will be sent to you which you will use to collect money at the ATM Machine.
HOW TO USE Access Bank USSD CODE to get Instant Loan
To get Instant Payday loan from Access Bank which is for both salary and non-salary earners, dial *901*11# or *426*11#. Your request will be responded to within 24 hours
HOW TO REQUEST FOR SALARY ADVANCE
To apply for salary advance using Access Bank code, dial *901*11*1# on your mobile phone, insert the amount you want to collect and use your debit card pin or 901 pin to confirm and wait for your salary to be processed within 24 hours.
To find out more about Access Bank services, proceed to Access Bank website.